Q1. What is the objective of the change in business model? Q2. Why are we looking at this change now? Q3. Isn’t this a risky proposal for national and the states to undertake? Q4. Who is behind this proposal? Q5. Who is McKinley Advisors and what is their role in this project? Q6. Who is paying for all this? Q53. How has national stepped up its advocacy efforts, defending the PE license?